VA Home Loans in Jacksonville Beach

Why a VA Home Loan?

If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan. These often require no down payment and have lower closing costs, which can help keep your savings secure.*

About VA Home Loans

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses, provided they do not remarry.

The VA Home Loan Process

We’re here to make the VA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our VA Loan Qualifier.

VA Home Loan Options

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Low Down Payments
  • Jumbo & Super Jumbo Loans
  • Terms of 15-, 20-, 25-, and 30- years available for the fixed-rate mortgage products

The American Warrior Initiative

The Mortgage Lady Team – Fairway Independent Mortgage Corporation is committed to helping military families across the country by partnering with the American Warrior Initiative.
American Warrior Initiative
The American Warrior Initiative was founded in 2012 by retired Army veteran Sean Parnell and Fairway branch manager Louise Thaxton. Sean and Louise created AWI with a mission to encourage, educate, and inspire people to support both active duty military members and veterans. From the beginning, Sean and Louise have traveled the country and presented this message to over 20,000 real estate agents and business professionals at certified military residential and American Warrior real estate professional boot camps. Through these trainings, mortgage professionals and real estate agents are thoroughly prepared and equipped to handle the mortgage-loan needs of active and former military clients.


United States active military personnel and veterans have fought and given so much to protect the American dream, but, unfortunately, they are not always treated with the respect and care they deserve. By learning how to be the best partner possible to them during the homebuying process, we can become a watchdog and ally for active military members and veterans by handling their home-purchase needs with excellence.

*A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. The objective of the nonprofit American Warrior Initiative (AWI), sponsored by Fairway Independent Mortgage Corporation, is to educate, encourage, and inspire Americans to give back to our military. All donations to AWI benefit AWI directly and do not financially benefit Fairway Independent Mortgage Corporation.

Whether you are in the military or a veteran, you may qualify for a VA Home Loan.

Verified by ExactMetrics