Mortgage & Refinance Company in Jacksonville Beach


Since 1992, The Mortgage Lady Team – Fairway Independent Mortgage Corporation has helped thousands of homebuyers in Florida realize their dream of homeownership. We offer very competitive interest rates, and our loan process is fast and seamless for homebuyers seeking mortgage financing in the Northeast Florida region. Our excellent services and impeccable communication have enabled us to forge long-term relationships with every buyer and create exceptional mortgage experiences.

The Mortgage Lady Team – Fairway

Karen Chartier_The Mortgage Lady Team Fairway

Karen Chartier

Loan Officer

NMLS# 217809

Fairway Now logo

Our Fairway Now mobile app makes applying easy and scanning documents as simple as snapping a picture. Download the app today!

“It’s not about the loans we do; it is about the hearts we change
and the people we help.”


Steve Jacobson, Founder & CEO, Fairway Independent Mortgage Corporation

Why you Need A Mortgage Team to Make Your Home Buying experience Awesome!


Karen Chartier of The Mortgage Lady Team – Fairway explains the importance of having a mortgage team on your side.

Your Satisfaction is Guaranteed!


Customer service is a way of life at The Mortgage Lady Team – Fairway Independent Mortgage Corporation. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turnaround times in the industry. Our goal is to be your trusted advisor, providing highly personalized service while guiding you through every step of the loan process – from application to closing and beyond. Our processes are designed to exceed your expectations, guarantee your satisfaction, and earn your trust.

What Our Clients Say…

For more information on reviews please, click here.

Are you getting ready to look for a new home? Contact us for a free mortgage loan consultation today.


    Please prove you are human by selecting the car.

    By entering your contact information, you are providing express written consent for Fairway Independent Mortgage Corporation to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.

    Why Choose
    Fairway Mortgage?

    For Home Buyers

    Homebot – helping home buyers buy smart and build wealth faster.

    For Homeowners

    Homebot – helping homeowners build more wealth with their home.

    Verified by ExactMetrics