USDA Loans in Jacksonville Beach
Why a USDA Home Loan?
There are many benefits of a USDA home loan – one large benefit being that no down payment is required. Borrowers who qualify for a USDA home loan have the flexibility to pay nothing out of pocket for a down payment.
About USDA Home Loans
The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan, including flexible credit underwriting requirements and no down payment required. The government insures USDA loans. They are limited to certain “rural” areas, although many of the available areas are very close to urban areas. USDA has set maximum allowable household income limits for the program.* Please contact The Mortgage Lady Team for more information.
The USDA Home Loan Process
Here’s how our home loan process works:
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- Complete our simple USDA Loan Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
USDA Home Loan Options
- 30-year fixed rate loans
- No Down Payments
- No maximum loan amount
- 100% financing
- Low mortgage insurance
